No. This is a standalone supplement that sits alongside your existing coverage — employees keep everything they have today and gain additional benefits. There is no plan switching and you keep your current broker and carrier relationships.

The program is designed to be funded by the payroll-tax savings it creates. Eligible companies can typically offer it to employees at $0 net cost. Your proposal will show the exact figures for your team before you commit. Actual outcomes depend on your business profile.

Yes, it fully complies with IRS Sections 105, 106, 125, and 213(d), ensuring you will pass any audit of your business. It is continuously monitored with update compliance measures implemented according to changes in IRS regulations.

Yes, it seamlessly integrates with most payroll and HRIS systems, simplifying administration and payroll processes.

By providing comprehensive health and wellness benefits, you attract and retain top talent, improve productivity, enhancing employee satisfaction through better health outcomes.

Wellness activities include virtual health consultations, participation in mental fitness coaching sessions, completing self-assessment surveys, engaging in live group wellness sessions, attending preventative healthcare webinars, nutritional counseling, chronic disease management sessions, fitness coaching, stress management workshops, sleep improvement programs, mindfulness and meditation sessions, smoking cessation programs, weight management counseling, health screenings, and health education classes.

Employees are typically required to complete at least one wellness activity per year to maintain compliance. AI technology is used to proactively reach out to employees via email, SMS, and phone calls, reminding them of required activities and ensuring they fully understand the benefits available to them. Additionally, there is a 24/7 call center staffed with specialists who can assist employees with questions and help resolve any issues they might encounter.