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Cooper Financial Group works with independent partners to deliver operational, financial and tax benefits. Where there is a fit with your business strategy, we will connect you directly with our solution partner.

Business Challenge  |  Health Wellness

Employers challenged to offer competitive wellness benefits that are IRS-compliant

SOLUTION - Automate wellness benefits with no plan changes, no added cost in a fully IRS‑aligned platform that generates payroll tax savings.

Employee Retention

Employees benefit from meaningful wellness programs that are easy to use. Substantiation happens automatically. Experience is frustration‑free resulting in improved retention.

Tax Savings

Convert existing tax burdens into meaningful employee benefits at no net cost, in a simple, defensible, turnkey way that offers stronger benefits while lowering expenses rates up to $750 per employee annually.

IRS Compliance

Platform enables employers to legally convert payroll tax liabilities into valuable employee benefits under IRS Sections 105, 106, 125, and 213(d), without adding to labor costs.

Payroll Integration

Apply correct tax codes automatically to ensure FICA savings are accurate and defensible, integrating payroll, benefits administration, and automated substantiation into one system.

Get Started

Generate annual savings
up to $639 per employee


Reduce payroll tax burdens while improving employee access to health wellness and virtual care services — without disrupting existing health plans.

Schedule discovery call

Moving Forward | Health Wellness

Simple engagement process

Step 1

Brief questionnaire

A brief questionnaire analyzes your company's eligibility to help ensure maximum benefits


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Step 2

Free consultation

A benefits solution expert will reach out to you and collect any necessary documents


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Step 3

Proposal review

Review your proposed solution to see the exact tax savings per employee and the company


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Step 4

Implementation

Onboarding team will connect to integrate and train on platform use, typically a 2 week process


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Health Wellness

Key points to consider


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No. This is a standalone supplement that sits alongside your existing coverage — employees keep everything they have today and gain additional benefits. There is no plan switching and you keep your current broker and carrier relationships.

2,000+ employer groups enrolled
5M+ employee wellness activities
$0 Employer out-of-pocket cost
96% user satisfaction rating